Insurance service provider companies always strive to find out new ways to settle down financial worries of people. In order to facilitate seniors a less burdensome old age, these insurance companies are offering variety of life settlement policies with great financial freedom. These policies have become very popular among seniors, who believe in planning every step to make the entire walk pleasant. They are moving towards life insurance service providers to meet their old age financial requirements. As a result of the earnest efforts of insurance service providers, seniors have managed to get an excellent opportunity to double their insurance benefits with bonded life settlement. This policy provides them a great way to fulfill their old-age financial requirements. It is a transferable policy and anytime the policy holder can sell it to someone who is interested in buying the existing policy.
Bonded life settlement policy allows a policy holder to re-examine every aspect of policy so that he may easily make a decision whether the policy is affordable or not. In any case, if the policy holder finds premium amount very expensive then anytime he can sell the policy to interested party. Bonded life settlement is advantageous for both parties as it provides them an excellent source of easy income. This entire process of ownership transfer goes on under supervision of insurance company. Hence, if you are bothered about authenticity and true cost evaluation then throw your worries aside because you will get true value of your policy. Moreover, you can also sell only a considerable portion of your policy so that you may keep a source of income for your financial emergency too.
The money that a bonded life settlement policyholder gets through sale of his or her policy can be used for any purpose, as there is no restriction regarding usage of insurance money. For you the process of selling a boded life insurance policy will be very simple as insurance company will be responsible to arrange every required term. The concerned insurance company fully supports the entire process and monitors every transaction till accomplishment of deal. By the time an investor becomes the owner of the policy, amount of interest on existing policy will be paid to the investor as he or she will be the latest owner of the policy. Moreover, the investor will be liable to pay remaining premiums after transfer of ownership.
As it is an official process, some terms and conditions are also incorporated with it, such as for selling a portion of policy, the expected life of the policy holder should be 36 month. It enables the policy holder to sell a considerable portion only and helps him or her in getting maximum value of the policy. Bonded life settlement is a smarter and instant way to arrange money to fulfill instant financial requirements. It has come as a rational source of money to all those seniors who believe in long-term financial planning to secure every aspect of life. Seniors, who are worried about settlement of their post retirement financial requirements, can get a sturdy source of income with bonded life settlement policy.
Wednesday, October 10, 2007
Garage Apartment Plans - A Great Way To Add Value To Your Home And Generate
A detached garage with an apartment makes a great guesthouse. Garage apartments plans provide space for storage and add value to your home. You can also generate extra income from your garage apartment! Making a living space over your apartment is a great idea for extra income, or you can use it for a home office. In certain areas you must prove that your home office is separate from your home to qualify for tax purposes. Having the office over your garage with keep your home office completely away from the home. Suddenly your new garage apartment has become a tax write off.
Garage apartments also provide a new sense of independence for your college aged child, if they plan to stay home. Students are always on the lookout for housing that is affordable and garage apartments fit he bill perfectly. Other new members of the workforce may be interested in your garage apartment as well. The potential for this extra income can add value to your home if and when you decide to sell. Some older folks who have retired often decide to live in their garage apartment while renting out their older home that may now be too large for their needs.
For parents who need extra room
Garage apartments can add a new master bedroom for parents of large families who need an extra room. If your garage is attached to your house, a garage apartment can serve as a very large and airy extra bedroom for privacy starved parents. For this type of apartment plan, the extra kitchen may be left off or appliances not added until children have moved away and the parents decide to rent the garage apartment.
Before you start building your garage apartment or purchase new garage apartments plans, check your local building permits and requirements. If you plan on using the apartment as a rental unit, you might need to supply an extra parking space for the renter. You may also need to think of adding stairs to the exterior of the building for security reasons. Be sure to check the insurance requirements as well.
Where to find garage apartment plans
Two sources I like for garage apartment plans are a site called coolhouseplans and one titled archwaypress.
As an example of pricing, coolhouseplans offers plans for a 448 sq. ft. garage and garage apartment at 400 that range in price from a low of $375 for one set of blueprints to a high of $650 for a reproducible set of plans or CAD (Computer Aided Drawing) files on CD-ROM.
Coolhouseplans also has lower-priced plans for a garage and garage apartment that range in price from $220 to $550.
In comparison, Archwaypress offers a single set of plans for a garage and loft $115 or $215 for reproducible masters. It also sells a three-set package of plans for a garage and garage apartment at a cost of $165 for $265 for reproducible masters.
Whichever you choose, a garage apartment can make a lot of sense as either extra room or as extra income.
Garage apartments also provide a new sense of independence for your college aged child, if they plan to stay home. Students are always on the lookout for housing that is affordable and garage apartments fit he bill perfectly. Other new members of the workforce may be interested in your garage apartment as well. The potential for this extra income can add value to your home if and when you decide to sell. Some older folks who have retired often decide to live in their garage apartment while renting out their older home that may now be too large for their needs.
For parents who need extra room
Garage apartments can add a new master bedroom for parents of large families who need an extra room. If your garage is attached to your house, a garage apartment can serve as a very large and airy extra bedroom for privacy starved parents. For this type of apartment plan, the extra kitchen may be left off or appliances not added until children have moved away and the parents decide to rent the garage apartment.
Before you start building your garage apartment or purchase new garage apartments plans, check your local building permits and requirements. If you plan on using the apartment as a rental unit, you might need to supply an extra parking space for the renter. You may also need to think of adding stairs to the exterior of the building for security reasons. Be sure to check the insurance requirements as well.
Where to find garage apartment plans
Two sources I like for garage apartment plans are a site called coolhouseplans and one titled archwaypress.
As an example of pricing, coolhouseplans offers plans for a 448 sq. ft. garage and garage apartment at 400 that range in price from a low of $375 for one set of blueprints to a high of $650 for a reproducible set of plans or CAD (Computer Aided Drawing) files on CD-ROM.
Coolhouseplans also has lower-priced plans for a garage and garage apartment that range in price from $220 to $550.
In comparison, Archwaypress offers a single set of plans for a garage and loft $115 or $215 for reproducible masters. It also sells a three-set package of plans for a garage and garage apartment at a cost of $165 for $265 for reproducible masters.
Whichever you choose, a garage apartment can make a lot of sense as either extra room or as extra income.
Nokia N73 orange mobile phone: Enjoy N series to the fullest
By introducing N-series, Nokia has taken the communication at a new height. Exemplary design, exclusive features and stylish look of the N-series mobile sets are the main reason behind its craze. Nokia N 73 is another such product that can take users to the crest of cutting-edge telecommunication. Whether it is just about look, weight or only the features, Nokia N-73 is up to the mark from every perspective. These days, in collaboration with Orange, Nokia N 73 is available. Exploring latest technologies at a subsidized rate, this is the interesting part of Nokia N73 orange mobile phone deal. No matter whether you want to opt for pay-as-you-go, pay monthly mobile phone or contract mobile phone plan, with this deal you can get your preferable plan easily.
Outfitted with cutting-edge technologies, Nokia N73 has been proved as a top-notch communication device. With 116g weight, the set can be easily handled. It enticing part of the set is its exclusive camera. A 3.2 mega pixel camera is attached with the handset, which assures about clear and sharp pictures. That's why; the set has become a great lure to photography enthusiasts.
Besides the hi-fi camera, Nokia N73 has lots more things to offer. Nokia N73 is equipped with 3g technology and its 256 k color display can please users' demands perfectly. With polyphonic as well as MP3 ringtones, the set provides SMS, MMS, Email, Instant messaging facility. The phone features EDGE, Wi-Fi, USB, Bluetooth, Infrared technologies as well. Its music player and visual FM radio can be the best partner of music lovers. And its various games will never let you be hemmed in boredom.
Nokia N73 orange mobile phones deal is quite lucrative for mobile phone users. It will not only minimize your phone bill, it will also provide you lots of facilities. Some of them are like,
* Free message facility
* Free downloading facility
* Free phone insurance
* Free roaming facility
* Free mobile phone accessories and so on.
Ultimately, the deal will assist you to keep your mobile phone bills within your budget and enjoy abundant advantages. Various online sites are offering Nokia N73 orange mobile phone deal. So, one can easily opt for the deal without any hassle.
Outfitted with cutting-edge technologies, Nokia N73 has been proved as a top-notch communication device. With 116g weight, the set can be easily handled. It enticing part of the set is its exclusive camera. A 3.2 mega pixel camera is attached with the handset, which assures about clear and sharp pictures. That's why; the set has become a great lure to photography enthusiasts.
Besides the hi-fi camera, Nokia N73 has lots more things to offer. Nokia N73 is equipped with 3g technology and its 256 k color display can please users' demands perfectly. With polyphonic as well as MP3 ringtones, the set provides SMS, MMS, Email, Instant messaging facility. The phone features EDGE, Wi-Fi, USB, Bluetooth, Infrared technologies as well. Its music player and visual FM radio can be the best partner of music lovers. And its various games will never let you be hemmed in boredom.
Nokia N73 orange mobile phones deal is quite lucrative for mobile phone users. It will not only minimize your phone bill, it will also provide you lots of facilities. Some of them are like,
* Free message facility
* Free downloading facility
* Free phone insurance
* Free roaming facility
* Free mobile phone accessories and so on.
Ultimately, the deal will assist you to keep your mobile phone bills within your budget and enjoy abundant advantages. Various online sites are offering Nokia N73 orange mobile phone deal. So, one can easily opt for the deal without any hassle.
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